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AllRailz

Global Payment Orchestration Platform for Financial Institutions

Unified infrastructure for ACH, FedNow, FedWire, Zelle, Interac, Stablecoin, PayPal and more - every payment rail your institution needs. Unified, global, multi-currency payments, FX and wallet infrastructure as-a-service.

Your Audience, Your Solution

Tailored capabilities for every segment of the payment ecosystem

Win Deposits with Modern Payment Experiences

  • Integrate with your existing core and digital banking platform
  • Offer every payment rail customers expect without vendor complexity
  • Deploy a white-label experience that competes with neobanks
Win Deposits with Modern Payment Experiences Dashboard

Unified payment experience for banks

One Platform. Every Rail.

FedNow, Wire, ACH, Zelle, Interac, Visa Direct, Stablecoins (USDC, USDT), and more. All accessible through a single API with multi-currency wallet support.

FedNow
Wire
ACH
Zelle
Interac
Visa Direct
Stablecoins
RTP

Global Currency Support

Multi-currency wallets, real-time conversion, and stablecoin integration for seamless cross-border payments.

Multi-Currency Wallets

Unified wallet management for USD, CAD, and stablecoins. Hold and manage multiple currencies in one place.

Real-Time Conversion

Convert between currencies instantly at competitive rates. Seamless exchange between traditional and digital currencies.

Stablecoin Payments

Fast, low-cost cross-border payments via USDC and USDT. Instant settlement with lower fees than traditional wire transfers.

The Value Layer

We treat every underlying rail as a commodity and build a powerful value layer on top.

Intelligent Routing

Eliminate manual routing decisions and reduce transaction costs by automatically selecting the fastest, cheapest rail for every payment.

Comprehensive Compliance

Remove the compliance burden of managing multiple payment vendors. AML, KYC, and regulatory reporting automated in one system.

Unified Orchestration

Replace 5+ vendor relationships with a single integration. One contract, one support team, one source of truth.

Real-time Observability

Stop hunting across systems to find payment status. Track every transaction from initiation to settlement in one dashboard.

Enterprise Security

Eliminate security review overhead when adding new payment rails. SOC 2 Type II certified with bank-grade encryption.

Global Scalability

Scale seamlessly from startup to enterprise. Handle millions of transactions with infrastructure that grows with your business.

Built for the Modern Banking Ecosystem

Seamless integration with your existing infrastructure

Unified Payment Dashboard

Monitor all payment activity across every rail in real-time. Get instant insights into transaction status, failures, and performance metrics.

  • Real-time transaction monitoring
  • Cross-rail analytics
  • Automated reconciliation
Unified Payment Dashboard

Real-time visibility across all payment rails

Compliance Management

Automated compliance and regulatory reporting

Comprehensive Compliance

Stay compliant across all jurisdictions with built-in AML, KYC, and regulatory reporting. We handle the complexity so you can focus on growth.

  • Automated AML/KYC checks
  • Real-time fraud detection
  • Regulatory reporting

Intelligent Routing Engine

Our smart routing engine automatically selects the optimal payment rail based on cost, speed, and availability. Maximize efficiency while minimizing costs.

  • Cost optimization
  • Automatic failover
  • Speed-based routing
Intelligent Routing Engine

Smart routing across payment rails

Featured Product

MyRailz: One ID. Every Rail.

The unified identity solution that connects you to every payment rail through a single, secure login.

MyRailz

One ID. Every Rail.

1
Single Identity
One login for everything
All Payment Rails
Access every rail seamlessly
🔒
Bank-Grade Security
Enterprise-level protection

Why Now?

The payment landscape is fragmenting faster than ever

The Problem

  • • Banks manage 5+ payment systems with separate vendors
  • • No unified view of payment activity across rails
  • • Compliance is a patchwork of manual processes
  • • Cross-border payments are slow and expensive
  • • Legacy cores cannot keep pace with innovation

The AllRailz Solution

  • • Single platform for all payment rails
  • • Unified API and dashboard for complete visibility
  • • Automated compliance and regulatory reporting
  • • Real-time cross-border capabilities
  • • Modern UX that augments legacy infrastructure

Ready to Transform Your Payment Infrastructure?

Join leading banks, credit unions, and fintechs building the future of payments with AllRailz.