Unified infrastructure for ACH, FedNow, FedWire, Zelle, Interac, Stablecoin, PayPal and more - every payment rail your institution needs. Unified, global, multi-currency payments, FX and wallet infrastructure as-a-service.
Tailored capabilities for every segment of the payment ecosystem

Unified payment experience for banks
FedNow, Wire, ACH, Zelle, Interac, Visa Direct, Stablecoins (USDC, USDT), and more. All accessible through a single API with multi-currency wallet support.
Multi-currency wallets, real-time conversion, and stablecoin integration for seamless cross-border payments.
Unified wallet management for USD, CAD, and stablecoins. Hold and manage multiple currencies in one place.
Convert between currencies instantly at competitive rates. Seamless exchange between traditional and digital currencies.
Fast, low-cost cross-border payments via USDC and USDT. Instant settlement with lower fees than traditional wire transfers.
We treat every underlying rail as a commodity and build a powerful value layer on top.
Eliminate manual routing decisions and reduce transaction costs by automatically selecting the fastest, cheapest rail for every payment.
Remove the compliance burden of managing multiple payment vendors. AML, KYC, and regulatory reporting automated in one system.
Replace 5+ vendor relationships with a single integration. One contract, one support team, one source of truth.
Stop hunting across systems to find payment status. Track every transaction from initiation to settlement in one dashboard.
Eliminate security review overhead when adding new payment rails. SOC 2 Type II certified with bank-grade encryption.
Scale seamlessly from startup to enterprise. Handle millions of transactions with infrastructure that grows with your business.
Seamless integration with your existing infrastructure
Monitor all payment activity across every rail in real-time. Get instant insights into transaction status, failures, and performance metrics.

Real-time visibility across all payment rails

Automated compliance and regulatory reporting
Stay compliant across all jurisdictions with built-in AML, KYC, and regulatory reporting. We handle the complexity so you can focus on growth.
Our smart routing engine automatically selects the optimal payment rail based on cost, speed, and availability. Maximize efficiency while minimizing costs.

Smart routing across payment rails
The unified identity solution that connects you to every payment rail through a single, secure login.

One ID. Every Rail.
The payment landscape is fragmenting faster than ever
Join leading banks, credit unions, and fintechs building the future of payments with AllRailz.